I thought this was really sweet (and funny), and serves the so-and-so right for owning a Lexus http://news.bbc.co.uk/1/hi/england/somerset/7028723.stm
The insurers are not very happy about it?! Puhlease, that's what you pay insurance for and that's the service they provide. As my wife says to colleagues when they have a whinge, "Dry your eyes, Princess"!